Who is responsible for stolen credit card purchases?
Are you liable for unauthorized credit card charges?
Under the FCBA, your liability for unauthorized use of your credit card tops out at $50. However, if you report the loss before your credit card is used, the FCBA says you are not responsible for any charges you didn’t authorize.
What happens if someone steals my credit card and uses it?
Do credit card companies go after thieves?
Can you go to jail for using someone’s credit card without permission?
Can you press charges if someone uses your credit card?
How does the bank investigate an unauthorized payment?
Can police track credit card?
How long can you go to jail for using someone’s credit card?
Credit card fraud that involves the theft of the card or the number typically has a prison sentence of 1 to 5 years. Identity theft is treated much more harshly with prison sentences up to 10 or 20 years.